Running a hunting club can be very lucrative and enjoyable. Many people love to use hunt club properties either alone or in groups, and business is consistent and booming. It’s no wonder new hunting clubs pop up all over the united states every year.
Why You Need Insurance for Your Hunting Club
When establishing your hunting club, you may have figurative dollar signs in your eyes. However, one of the primary concerns of running one of these clubs is the fact that injuries and accidents are not only likely but inevitable in these settings. The types of incidents common in hunt clubs include:
● Falls from tree stands
● Firearm accidents or injuries
● Injuries caused by the use of blades, weapons and other sharp objects
● Incidents caused by fire
● Terrain-based injuries, water damage and more
● Vehicular accidents
All these require medical treatment and can incur major costs. If you don’t want to be liable for covering these costs for your staff and guests, it’s important to get hunting club insurance.
Additional Benefits of Insuring Your Hunting Club
Protecting yourself from fault or financial liability in the event of injury for your staff and guests is important, but it’s not the only reason to invest in hunting club insurance. Some other key reasons include:
● Protection of property: Your property is your entire business. Without it, you can’t operate your hunt club. To protect it, insure it fully. This means safeguarding it against things like fire damage, flood, physical damage caused by careless guests and more. Be sure to ask your insurance agent about whether you will need to buy additional policies or addendums to your own to ensure that fire or flood damage is covered.
● Safeguarding your employees: Guests are not the only ones who can become injured or be involved in accidents on your hunting club property. When your staff members move around the property, they may also be hurt or have their personal property damaged. If you’re looking to protect your business from financial obligation – as well as provide for your employees should they need medical attention – you will do well to invest in the insurance you need.
● Protecting guests and encouraging repeat business: By having an insurance policy in place to cover injury and accidents that take place on your property, you’re showing your guests that not only are you a smart business owner, but you value their safety and enjoyment of your property. This can only improve your standing with longtime customers and encourage repeat business from newcomers.
● Decreasing accidents and injury: To decrease the cost of your monthly premiums and keep them affordable, you’ll need to be proactive about increasing safety measures and decreasing the incidence of accidents on your property. You can do this by clearly posting safety regulations around your property and advising guests as to how to care for themselves and their property while on yours. This not only helps you to keep your premium costs low, but it also helps to keep your guests safe!
When you’re ready to invest in hunting club insurance for your own property and business, inquire with your local hunting insurance provider. You may be surprised at just how little is required financially to fully protect yourself, your business and your future as property owner and manager. It’s an investment you can’t afford not to make!